Debt counselling for individuals is a legal service designed to help people overcome financial difficulties by finding lawful and practical solutions.
Scope and objectives of debt counselling
We assess the client’s financial situation, explain legal rights and obligations, and identify suitable solutions in line with applicable law.
Debt restructuring and creditor negotiations
We assist with restructuring debts, negotiating payment terms and reaching out-of-court agreements with creditors.
Representation in legal and enforcement proceedings
Where necessary, we represent individuals in court proceedings, enforcement actions and personal bankruptcy cases.
Importance of debt counselling and available solutions
Professional debt counselling helps reduce financial and psychological stress and provides a structured path toward financial recovery.